Experienced Lawyer in Northeast Ohio
If you face overwhelming debt, but don't qualify to discharge obligations under Chapter 7, or you prefer to repay your creditors, a Chapter 13 bankruptcy filing can still stop the harassing phone calls, letters and other actions, and help you get a fresh start.
At the Benson Law Firm, in Cleveland, we handle all matters related to Chapter 13 bankruptcy proceedings for people throughout northern Ohio. We place a premium on personal service, working hard to provide a friendly atmosphere where you can relax, knowing that your interests are protected. We understand the anxiety you can feel about the costs of legal representation, particularly when your financial circumstances have you considering bankruptcy. We discuss all of our fees up front and work with you to establish payment plans based on your unique circumstances. Because of our commitment to the needs of our clients, we receive a lot of our new business through referrals or word-of-mouth.
To set up a free initial consultation, contact our office or call us at 216-298-1124 (toll free at 888-634-9775).
Our Chapter 13 Bankruptcy Practice
In a Chapter 13 bankruptcy proceeding, you are allowed to restructure your debts, entering into new promises to repay your creditors over a 3 to 5 year period. In return, your creditors are prohibited from calling, sending you letters, or taking legal action to collect on the debt.
We handle all matters associated with Chapter 13 bankruptcy filings, preparing and submitting all documentation to complete the process, and acting as your advocate in meetings with creditors or the trustee, or hearings in the bankruptcy court. We will help you put together a reorganization plan to submit to your creditors, and will review any proposed repayment plans you receive from creditors, to ensure they are within your means. If you make a new promise to repay debt under Chapter 13 and fail to keep your promise, you can lose the protection afforded by the bankruptcy laws.
If you are paying for a house and have two mortgages, we can often use a Chapter 13 bankruptcy proceeding to separate at least one of the liens from the property, reducing the risk that you will lose your home. This process, known as lien stripping, is difficult. It is essential that you have an experienced lawyer help you with the process.
Contact Attorney David M. Benson
We offer a free initial consultation in all Chapter 13 bankruptcy matters. Contact us or call us at 216-298-1124 (toll free at 888-634-9775) to schedule a meeting. Evening appointments can be arranged upon request. We are located directly across from Playhouse Square, but will meet with you in a coffee shop or any other location convenient for you. We charge fixed fees for some services and offer payment plans.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
