Bankruptcy Lawyer in Northeast Ohio
If you are considering filing for protection under the federal bankruptcy laws, you may have heard rumors that give you the mistaken impression that you can no longer permanently discharge debts under Chapter 7. While the recent revisions to the bankruptcy laws did change the process and make it more difficult in some circumstances to qualify, a Chapter 7 petition is still available to many consumers facing financial challenges.
At the Benson Law Firm, in Cleveland, we provide comprehensive counsel to individuals throughout northeast Ohio who seek to eliminate certain debts through Chapter 7. We understand the emotional and financial challenges you face when considering bankruptcy, particularly your concerns about legal fees. We carefully disclose all legal fees up front, and will set up a payment plan, if necessary, to address your unique circumstances. Because of our reputation for providing warm and friendly advice while fully protecting your interests, many of our new clients come to us as referrals.
Filing Chapter 7 can help you put a stop to harassing phone calls and give you the fresh start you deserve. We provide a free initial consultation to all new clients. Contact our office or call us at 216-298-1124 (toll free at 888-634-9775) to arrange a meeting.
Our Chapter 7 Bankruptcy Practice
Under the recent revisions to the federal bankruptcy laws, you must now qualify to file for liquidation under Chapter 7 by submitting to a means test. This requires that you demonstrate to the court that you lack the means to repay your creditors over a 3 to 5 year period.
At our office, we understand the requirements of the means test and will walk you through the process to determine your eligibility. If you qualify, we will prepare and file all the documents necessary to help you permanently discharge certain debts, and will represent you in meetings and hearings during the process. We will carefully explain which debts can and cannot be discharged through bankruptcy, as well as which assets you can keep, so you get the benefits you need and expect. In most instances, we can complete your Chapter 7 bankruptcy proceeding in less than 4 months.
When you hire us to help you with a bankruptcy filing, we will give you an honest assessment of your situation, including whether bankruptcy is the best option for you. We will keep you fully informed of all developments, as well as the different paths you can take and your likelihood of meeting your goals.
A personal bankruptcy filing can be far more complex than you expect. If you miss a deadline or file the wrong document, you can lose a lot of protections to which you are entitled.
Contact Attorney David M. Benson
For a free initial consultation, contact us or call us at 216-298-1124 (toll free at 888-634-9775). Evening meetings can be scheduled upon request. Our office is across from Playhouse Square, but we will meet with you at a coffee shop or any other location convenient for you.
We charge flat fees for some services and offer payment plans.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
